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Credit reporting Archives

July 31, 2008

Ask D.E. - What is FICO?

You've seen it. You've heard about it. Now learn about it. FICO scores are used to determine your credit worthiness when applying for loans. This is something that should be commited to memory if you're ever asked.

Continue reading "Ask D.E. - What is FICO?" »

August 1, 2008

Get your credit reports and your Credit Score (kinda sorta)

The good folks at Quicken now have a great new free service called Quizzle that will pull your credit report, give you a credit checkup and show you a credit score. It's known as a Quizzle score but it's pretty darn close to what you'll see if you request a FICO score.
From the website...
"Quizzle is the only place that gives you a simple understanding of your home and your money, all in one spot. You'll get a free evaluation of your credit, home value, mortgage, budget and more, then get important tips on how to make the most of them (minus the confusing financial jargon). Just enter your zip code to get the simple home know-how you can't get anywhere else."
It's definitely worth a look.

August 13, 2008

Specialty consumer reports reveal your secrets

creditcards.jpgWhen it comes to personal information, your credit report is just the tip of the iceberg. Insurers, landlords, banks and other companies have access to additional personal data about you, and if that information is wrong, you're in trouble.

Among the information in these reports are your current and past medical conditions, residential and tenant history, check-writing history and homeowner and car insurance-claim history. While not every American has a report, many do, and it pays to find out if the information collected on you is accurate.

Guess what? You can get a free copy of that report too!
Specialty consumer reports reveal your secrets [Bankrate.com]

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