Thinking of using that gift card that was given to you? You better hurry up! If you're holding a gift card from a bankrupt retailer such as the Sharper Image or Linens 'n Things, you may as well keep it as a souvenir.
If you're holding a gift card from a retailer that might be in trouble soon it's best that you spend ASAP. A telltale sign that a retailer might be in trouble is if their Moody's rating falls below investment grade. Companies currently in this quandry include Blockbuster and Petco among others. If you have a gift card that you just want to get rid of, try Plastic Jungle