EconomyEinstein

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Joel Greenblatt teaches at Columbia University in New York City. He also wrote the enormously successful "The Little Book That Beats the Market". Following his strategy from 1988 to 2004 you would've earned an annualized return of 31% so there seems to be something to it. That's about 2 and a half times what the S&P 500 returned. Best of all, Joel keeps a free stock screener on his site!

Drop on by Joel's site at MagicFormulaInvesting.com and run your own stock screen.

Single parents make up 10% of the families in the U.S. and yet the travel industry is just beginning to recognize that we too like to take fun family vacations with our children. One big challenge is that single parents have single incomes, so frugal travel is essential. But that's not the only consideration. Some "family packages" will separate the parent and child for the vacation, sending the kid off to play with other kids in a glorified daycare while the parent plays golf or lays in a deck chair. This is great for the parent that gets quality time on a daily basis, but single parents look forward to spending time with the kids while on vacation. Fear not, single parents have a champion in Brenda Elwell and her website Single Parent Travel .

We all know the depressing math. If you would have saved $10,000 20 years ago and if it returned an average rate of 8%, you'd be sitting on $46,609 today. Or would you? The answer is no.

Borders is giving 30% off any purchase through their new website! Just enter BCOM2208 as your discount code!

Free Greenies Pill Pockets (for your pet)

Fandango - Buy one get one free movie ticket when using Discover

The failure of IndyMac this past week might have you wondering if your money is safe. The failure of IndyMac was a classic bank run scenario and it wasn't even necessary, the money, at least most of it, was always safe.

Thinking of using that gift card that was given to you? You better hurry up! If you're holding a gift card from a bankrupt retailer such as the Sharper Image or Linens 'n Things, you may as well keep it as a souvenir.

The Simple Dollar has a great article about one family's take on frugal shopping for clothing.

Guess what? If you put in a little bit of time, you can get your kids plenty of clothes for just pennies on the dollar - and it’ll be exactly what they pick out, too. Even better, the same exact strategy works for your own clothes shopping - this is the way to get cheap clothes.

Here’s how the strategy works.

In yet another attempt to offset the rising cost of fuel, almost all major airlines, including American Airlines, Continental , Delta, Northwest and United , will start charging passengers extra for tickets that do not include a Saturday night stay-over or a stay that doesn't entail a minimum number of nights.

The article itself says to be wary of back to back ticketing but if two carriers compete head to head with nonstops, like American and United do between New York and Chicago for example, book one on each. Alternatively just book Southwest whenever possible.

Getting Around the Airlines New Minimum Stay Requirement [Source:SmartMoney.com]

With bank non-sufficient funds (NSF) charges now creeping up to nearly $40.00 you can't afford to bounce a check. Banks have long since discovered that they can make a ton of money by honoring your check and then charging you a hefty NSF fee. The easiest thing to do is to not bounce a check of course, but there are places to keep your money that have cheaper NSF fees, namely credit unions.

Banks are under no obligation to process checks in numeric order. Let's say that you have enough money in your account to cover two of three checks and fully expect the last one to bounce. If all three checks show up on the same day at the bank, you could get bounced on all three.

Have an old debt that you thought was out of your life? Get a call out of the blue asking you to settle a debt that's old? Beware. Scavenger collector firms will oftentimes buy old debt for as little as a penny on the dollar and then try to collect. Be very careful because you could be back on the hook.

Just because the news keeps going on about the doom and gloom of the economy, now's a time to consider buying a place. A foreclosure and there are plenty of resources to look at.

You've seen it. You've heard about it. Now learn about it. FICO scores are used to determine your credit worthiness when applying for loans. This is something that should be commited to memory if you're ever asked.